Specialist Mortgages for Locum Doctors
Specialist Mortgages for Locum Doctors
Specialist Mortgages for Locum Doctors
We help locum and medical professionals secure mortgages that reflect their real income — not just what’s on their latest payslip.
We help locum and medical professionals secure mortgages that reflect their real income — not just what’s on their latest payslip.



We understand locum life.
We understand locum life.
We understand locum life.
Locum doctors often face challenges proving income to traditional lenders. At CMME, we know how your contracts, sessions, and variable earnings work — and which lenders accept them.
Locum doctors often face challenges proving income to traditional lenders. At CMME, we know how your contracts, sessions, and variable earnings work — and which lenders accept them.

Use your full income potential (including sessional, agency, and bank work)

Use your full income potential (including sessional, agency, and bank work)

Use your full income potential (including sessional, agency, and bank work)

Present your case to specialist medical-sector lenders

Present your case to specialist medical-sector lenders

Present your case to specialist medical-sector lenders

Manage the entire process from application to completion

Manage the entire process from application to completion

Manage the entire process from application to completion
Why CMME?
Why CMME?
Access to high-street and specialist lenders who cater for locums
Dedicated advisers who understand NHS, agency, and private contracts
20+ years’ experience supporting medical professionals
“As a locum GP with varying contracts, my bank couldn’t understand my income. CMME did — and secured me a mortgage offer within two weeks.”
— Dr Anjali P., GP Locum
“As a locum GP with varying contracts, my bank couldn’t understand my income. CMME did — and secured me a mortgage offer within two weeks.”
— Dr Anjali P., GP Locum
“As a locum GP with varying contracts, my bank couldn’t understand my income. CMME did — and secured me a mortgage offer within two weeks.”
— Dr Anjali P., GP Locum



Make your income work harder for you.
Make your income work harder for you.
Find out how much you could borrow as a locum doctor today.
Find out how much you could borrow as a locum doctor today.
Your property may be repossessed if you do not keep up repayments on your mortgage.
CMME is a trading name of CMME Mortgages and Protection Limited part of the Onedome Group. Authorised and regulated by the Financial Conduct Authority (FCA reg. 414798). Registered in England No. 04886692. Registered Office: 3 Turnberry House, 4400 Parkway, Whiteley, Hampshire, PO15 7FJ. Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Calls may be recorded for training and security purposes and to improve the quality of our services.
CMME Mortgages and Protection Limited, Copyright 2024.

Your property may be repossessed if you do not keep up repayments on your mortgage.
CMME is a trading name of CMME Mortgages and Protection Limited part of the Onedome Group. Authorised and regulated by the Financial Conduct Authority (FCA reg. 414798). Registered in England No. 04886692. Registered Office: 3 Turnberry House, 4400 Parkway, Whiteley, Hampshire, PO15 7FJ. Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Calls may be recorded for training and security purposes and to improve the quality of our services.
CMME Mortgages and Protection Limited, Copyright 2024.

Your property may be repossessed if you do not keep up repayments on your mortgage.
CMME is a trading name of CMME Mortgages and Protection Limited part of the Onedome Group. Authorised and regulated by the Financial Conduct Authority (FCA reg. 414798). Registered in England No. 04886692. Registered Office: 3 Turnberry House, 4400 Parkway, Whiteley, Hampshire, PO15 7FJ. Please be aware that Commercial Mortgages, Overseas Mortgages and some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Calls may be recorded for training and security purposes and to improve the quality of our services.
CMME Mortgages and Protection Limited, Copyright 2024.

